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Educational Loans

Educational Loans

Hess Educational Loans can help cover the cost of tuition and fees for students of all ages with a household net worth of less than $250,000.

These loans are interest-free during the time the student is in college or a non-degree program, plus one additional year.

Repayment begins one year after completion of college. If not paid in full after this additional year, interest is charged at the market prime rate. 

 

For Adult Education Students pursuing certificate and other non-degree programs, applications can be submitted anytime with approval or denial notification within three weeks. These students must be U.S. citizens residing in Ashland County and entering, or currently enrolled, in an Adult Education program (not including 2- or 4-year college/university or graduate degree programs).

For graduating high school seniors, continuing college students and adults pursuing degrees, application deadlines are November 1 for spring semester, March 1 for summer programs and June 15 for fall semester. These students  may be 1.) Ashland County residents of any age OR 2.) Non-Ashland County residents who have graduated from any Ashland County high school and plan matriculation into college prior to the age of 23. Students must be U.S citizens with a GPA of 2.5 or above. 

Click “Get Started” below to create an account. This will allow you to review loan details, check your eligibility and apply online. 

Loan Recipients

If you’ve already been notified that you’ve received an educational loan, congratulations! You can log in to our Online System to complete acceptance forms or reporting documents.

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About Dr. Hess

Dr. Gilbert Hess was a doctor of veterinary medicine and the founder of Hess & Clark, Inc., and Ashland-based manufacturer of market stock food supplies and poultry medicines for farmers.

When he died in 1923, Dr. Hess left $100,000 in his will to create a charitable trust designed to help students with limited financial resources attain college education. Ashland County Community Foundation has administered the fund since 1998.

Hundreds of thousands of dollars have been loaned to Ashland County Students over the years. Today, these funds are still available to qualified students who need financial assistance to make the dream of higher education a reality.

Lanie Hartge

Educational Programs Director

Still have questions? Contact Lanie Hartge.